Getting a degree is something many people aspire to do.
Getting a degree is something many people aspire to do.
People have different reasons for pursuing higher education – a passion for learning, increased earning potential, and gaining valuable skills are among the most common.
However, earning a degree can be costly and every year thousands of people take on student debt in order to afford the cost of tuition, fees, and books. If you have a structured settlement or annuity, exchanging your payments may allow you to pay for your school without loans and the financial stress they often cause.
Earn your degree using the funds from a lump sum of cash in exchange for your payments.
Receive a lump sum of cash that can allow you to make the changes and financial decisions necessary to get your degree.
Using your lump sum to pay the costs associated with getting your degree will allow you to focus on school without worrying about how you will repay educational loans once you graduate.
Learn a new skill or explore your passions through higher education, allowing you to grow both personally and professionally.
Using your lump sum to invest in yourself via higher education has the potential to change your life and how you view the world.
Having a degree will afford you more job options and can often increase your overall earning potential in your chosen field.
Exchanging your structured settlement or annuity with Rising Capital is simple…
You’ll immediately be connected to your dedicated account executive who will help you get a valuation.
Send us a picture of your paperwork or make a quick call with us to your insurance company.
Your account executive will then present you with a customized quote with options to meet your unique needs.
Have questions about exchanging your structured settlement or annuity in order to pay for higher education or get your degree? View the answers to some of our most frequently asked questions below.
When you call Rising Capital, you’ll be connected to your dedicated account executive who can explain the court order process and provide you with real options.
After discussing your situation and goals, your account executive will put together a custom valuation for you with options to meet your needs.
Once you’ve received your valuation and have decided to accept it, you will receive a contract that provides details about your transfer.
Rising Capital has no hidden fees and covers all costs associated with your transaction from beginning to end.
On the day of your court hearing, a judge will review your transfer to make sure this exchange of your payments is in your best interest.
Once the transfer has been approved, we typically have the funds to you within two business days of receiving a copy of the Court Order Approval.
When you call Rising Capital, you’ll be connected to your dedicated account executive who can explain the court order process and provide you with real options.
After discussing your situation and goals, your account executive will put together a custom valuation for you with options to meet your needs.
Once you’ve received your valuation and have decided to accept it, you will receive a contract that provides details about your transfer.
After you sign a contract agreeing to the transfer, Rising Capital will pay all expenses associated with the transfer. There are absolutely no out-of-pocket costs to you.
If you own your annuity, we will work with your policy’s issuer to complete the change of ownership, payee, and beneficiary elections needed to complete your sale.
Once the policy’s issuer has confirmed the policy information has been updated, we will typically have funds to you within two business days.
No! You can choose to exchange a period of your payments (exchange 5 years worth of a 10 year plan), exchange a portion of your payments (exchange $200 of each monthly $1,000 payment), or exchange all of your payments. How much of your payment stream you should exchange depends completely on your needs and what’s in your best interest. Give Rising Capital a call and we can explain your options and help you determine your next steps.
Nothing! Rising Capital Associates has no hidden fees and covers all costs associated with your structured settlement / annuity exchange from beginning to end.
Have additional questions? We can help. Give us a call at (866) 444-5061 to speak to an account executive or fill out our online inquiry form here.
Reach your goal of furthering your education with a lump sum in exchange for your structured settlement or annuity.
